Pacific Guardian Life Insurance

Having life insurance gives people the peace of mind in knowing that should the worse happen then their family will not be left with expensive funeral bills to pay or any other debts that they might owe.   Monthly premium is usually paid and the policy does not mature until the person insured dies.  A Life Insurance policy means just what it says, upon the death of the person insured the Insurance Company will pay the beneficiaries a lump sum of money together with the bonuses that have accumulated over the years.  An Insurance claims form must be completed and a death certificate will be asked for as proof of death before any money is [paid out.  When first applying for Life Insurance any Insurance Company will need the applicant to fill in an application form where questions are asked concerning the applicant's health, their age, their occupation and their family medical history.  Also they will need to know if they have any particular dangerous hobbies or pastimes such as motor racing or mountaineering which would put their life at risk.  It is always better to shop around and get quotes from different Insurance Companies before signing any documents.  A very good Insurance Company is the Pacific Guardian Life which was founded in 1961 in Honolulu. When it first started doing business it was simply so that the people of Hawaii would be able to invest some of the money they earned.  Eventually they would benefit from their investments and the Company's philosophy was and still is "Sharing our Life with Yours".  

From such humble beginnings the Pacific Guardian now offers a full package of insurance options including Life Insurance and employee benefits, disability and cover for homes and contents.  It has offices in Guam, the Commonwealth of the Northern Marianas and also in 20 western states.  Although the Company has expanded over the years their goals are very much the same as when it first started.  It is now classed as the 3rd highest rating out of 14 which means excellent and it continues to provide the best possible service it can to its policyholders. Pacific Guardian Life is a reputable and trustworthy Insurance company and has earned the rating for its excellent service and approach towards its customers.